This event is now over
Recently I’ve been talking a lot about the debates in Parliament about short term lending and changes to be made. Last week I mentioned that MP’s had voted against putting a cap onto the interest of payday loans.
However, the Financial Conduct Authority - https://www.fca.org.uk/ have just launched a new code of practice. This new code is something for all loan providers in the industry to stick to. It has been praised by debt charities who said that it was evident of the industry ensuring good practice.
The code of practice included things like:
· Never encouraging customers to borrow more than they need
· Explaining in clear language the term and conditions
· Showing the total cost of repayment clearly before applying
· Explaining consequences of late or non-repayment
A representative of the CFA defended the new code, which came under fire from some critics, and said that it was aimed at helping the customers to have more information about short-term loans. He also mentioned that it is implied that all payday loans customers have payment difficulties, which is not always the case and that unregulated alternatives are the worst option for customers.
When you apply for a loan here Simplepayday.co.uk, your application is automatically processed, finding the best lender for your individual circumstances. With this in mind, we are happy to announce that we have just launched a new results page for our customers.
As a company, we are always looking to make life easier for our customers, so in response to months of testing and customer feedback, we have improved the functionality of our results page.
Julian, Creative Director said of the change: “We are committed to providing the best application process possible for our customers. We want them to be able to make an informed decision before choosing their loan provider, so with this new process it’s now even easier. Our new results page clearly shows the lenders available, ordered in priority based on the information provided in the customer’s application.
We are also really happy to have added a new Auto Fill functionality after negotiations with our multitude of lenders. This means that it will save customers time by not having to input their details again when they are directed to the most suitable loan provider. We will ensure their details are kept safe, as they will be sent by a secure connection to the lender. We hope this improvement will make the whole application process a lot smoother.”
New features include:
· Easy to use interface
· Lenders clearly displayed
· Auto Fill functionality
Many of my blogs recently have spoken about the fact that food prices are going up. So what can we do to ensure that we save our money? It’s been reported that the average family chucks away around £50 each month of good food that was bought and not eaten. So, what can we do to ensure we make the most of our food?
Moving Food From Fridge To Freezer
I’m sure most of us are guilty of taking a look in our freezers and finding that so much stuff has just gone out of date and we have to chuck it out. Some of the most expensive things we buy are meat, fish etc so it’s a good idea to pop into your fridge and see when they are expected to go off. If you think you’re not going to eat them soon, then you could always pop them in the freezer so that they last longer.
When food prices are constantly increasing, the last thing we want to happen is to have to throw good food away, just because we have forgotten about it.
Making Use Of Leftovers
A great way to save money and food is to make the most out of leftovers. For example, your Sunday roast can be used for sandwiches at lunch, risotto for dinner etc. Being imaginative with your food can help you save your money in the week and maybe make you think twice before throwing that food out.
Planning Pays Off
One of the best ways to cut down on your food bills is to sit down at the beginning of the week and plan your meals for every day. By doing this, you can ensure that you only buy the ingredients that you need without spending more than you have to.
So, although a reprieve from the costly food bills doesn’t look like it’s coming any time soon, we can all start making small changes to make our lives that bit easier.
07496 115 415
February 24, 2018
9:00 am to 6:00 pm
Fulham Town Hall
553-561 Fulham Rd
London , United Kingdom